Everything you need to know before working with a real estate agency. Written for sellers, buyers and renters in Serbia.
Permits, vetting the developer, VAT and the refund, off-plan, and what to check.
Owner, area, encumbrances (mortgage, usufruct) and what to check before buying.
The 2.5% rate, who pays, when VAT applies instead, and the first-home exemption.
Bank requirements, down payment, the effective rate, real costs and the 1.5% youth subsidy.
Why a fixed payment gets lighter over time, the Serbian context, and the limits.
How to register a property, the deadline, the cost, and how to check its cadastre status.
The annual tax: up to 0.4%, the base, reductions, 4 instalments, and why the LPA collects it.
Preparing the flat, the rent, screening the tenant and student lets — a landlord's guide.
What the lease contains, the deposit, and the rental tax (20% with a 25% deduction → ~15%).
How to find a flat before term, check the rent is realistic, and avoid rental scams.
Five trust pillars, buyer's checklist, red flags and our data sources.
Average commission in Serbia, what's included, when and how to negotiate.
Contract types, what MUST be in it, how to cancel, what never to sign.
Sole vs non-exclusive brokerage: commission, duration, cancellation, and which to choose.
What a licence means, how it is obtained, and how to check an agency is licensed.