Mortgage calculator
Enter the price and year of purchase — we will calculate the estimated value based on the property price growth index.
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What can I afford?
Bank interest rates
Displayed rates are approximate. Contact the bank for current offers.OTP Banka
3.85%
Fixed rate
Banca Intesa
3.99%
Fixed rate
Komercijalna
4.15%
Fixed rate
UniCredit
4.25%
Fixed rate
AIK Banka
4.35%
Fixed rate
Raiffeisen
4.50%
Fixed rate
Loan details
Results
Monthly payment
Loan amount
Total interest
Total paid
Down payment
Frequently asked questions
How much down payment is needed for a mortgage in Serbia?
Most banks in Serbia require a minimum down payment of 20% of the property value. Some banks offer options with 10-15% down payment with additional insurance.
Can foreigners get a mortgage in Serbia?
Yes, foreigners with a residence permit in Serbia can apply for a mortgage. Documentation requirements may be more extensive than for Serbian citizens, including proof of income and residence permit.
What is the average mortgage interest rate in Serbia?
The average fixed mortgage interest rate in Serbia ranges between 3.85% and 4.50% annually (2026). Rates depend on the bank, repayment period, and borrower's creditworthiness.